* When should I refinance? * Should I refinance if I plan on moving soon? * How much will it cost me to refinance? * What are points? * Should I pay points to lower my interest rate? * What does it mean to lock the interest rate? * Should I lock-in my loan rate? * I've had credit problems in the past. Does this impact my chances of getting a home loan? * I've only been late a couple of times on my credit card bills. Does this mean high interest rates? * How can I find the best deal? * Should I choose the lender with the lowest interest rate and costs?
